TOP TIERMARKET NEWSWIRE
Movers explained · 2026-11-10

Archived explainer. For the current picture see today's UPST page.

Why Is UPSTART HLDGS INC (UPST) Stock Down Today?

By the Top Tier Newswire AI Desk · November 10, 2026 at 1:32 PM ET · reviewed against 3 wire stories

UPSTART HLDGS INC (UPST) is down -10.63% in the latest session. Our newswire has captured 3 stories on UPST across 3 sources in the last 36 hours, with AI sentiment reading bearish (avg 42/100).

Public view, delayed 4h. Every headline, price and sentiment read below — and this write-up itself — reaches Pro subscribers live. Public readers see it once it clears the delay.

Upstart Holdings stock fell 10.63% to $19.89, driven primarily by a hot inflation report that rattled fintech lenders. The company’s Chief Accounting Officer also announced her resignation, adding to the pressure on the share price.

What Happened

A strong inflation print weighed heavily on the sector, with Upstart identified as the most rate-sensitive name in the group. The stock traded down 11% in afternoon sessions, significantly outpacing peers such as SoFi and Affirm. Separately, Natalia Mirgorodskaya informed the company on November 3, 2026, that she intended to resign as Chief Accounting Officer. An SEC Form 8-K filed on November 9, 2026, disclosed the departure of the officer under Item 5.02.

What The Data Shows

The stock opened at $22.24 and hit a session high of $22.54 at 7:10 AM ET before sliding to a low of $19.71 at 12:40 PM ET. Volume reached 4.3 million shares, which is 1.0x the three-month daily average. The company has a market capitalization of $2.2 billion and a P/E ratio of 36.4. Revenue grew 38.7% on a trailing twelve-month basis, while the net margin stands at 4.7%. The stock carries a beta of 2.43 and a 52-week range of $20.59 to $52.10. Over the last 8 sessions, the stock moved down 10.4% from $24.84 to $22.25. The stock printed 25 fresh 52-week lows on November 10, 2026.

Analysts have recently adjusted their views on the stock. Citigroup maintains a Buy rating with a price target of $46. Stephens & Co. and Morgan Stanley both maintain Equal-Weight ratings with price targets of $24. Insider activity over the last 90 days includes one buy totaling $1.3 million and eight sells totaling $4.4 million. CEO Gu Paul bought shares on September 10, 2026, while Pres, Capital, Enterprise Datta Sanjay sold on September 8, 2026.

What To Watch

Investors will monitor the coverage breadth and upcoming earnings dates to gauge the company's response to the inflation environment and leadership changes.

AI-assisted analysis composed exclusively from headlines and data on the Top Tier newswire. Public view is delayed 4 hours from real time. Not financial advice.

UPST by the numbers

Last: $19.89Session: -10.63%7 sessions: -11.34%Coverage: 3 stories / 3 sourcesAI sentiment: 42/100 (bearish)Mkt cap: $2.2BP/E: 36.452w: $20.59 to $52.10
UPST · Nov 10 session (5-min) · -7.91% vs prior close · updated 8:51 PM ET
$19.56$21.13$22.71prev close $22.25$20.497:00 AM10:12 AM1:25 PM4:37 PM7:50 PM7:00 AM · $22.407:10 AM · $22.547:40 AM · $22.467:45 AM · $22.237:50 AM · $22.318:05 AM · $22.188:15 AM · $22.208:20 AM · $22.338:30 AM · $21.798:35 AM · $21.678:40 AM · $21.998:45 AM · $21.998:50 AM · $21.728:55 AM · $21.709:00 AM · $21.599:05 AM · $21.639:10 AM · $21.639:15 AM · $21.659:20 AM · $21.759:25 AM · $21.689:30 AM · $21.269:35 AM · $21.169:40 AM · $20.849:45 AM · $20.649:50 AM · $20.709:55 AM · $20.8610:00 AM · $20.9310:05 AM · $20.9810:10 AM · $20.9610:15 AM · $20.7910:20 AM · $20.5710:25 AM · $20.5410:30 AM · $20.4410:35 AM · $20.3410:40 AM · $20.1710:45 AM · $20.1410:50 AM · $20.1410:55 AM · $20.0911:00 AM · $19.8711:05 AM · $19.8911:10 AM · $19.9311:15 AM · $19.9311:20 AM · $19.9111:25 AM · $19.8811:30 AM · $19.8911:35 AM · $19.7711:40 AM · $19.8911:45 AM · $19.8111:50 AM · $19.8111:55 AM · $19.7812:00 PM · $19.8112:05 PM · $19.8012:10 PM · $19.8612:15 PM · $19.8812:20 PM · $19.8212:25 PM · $19.8412:30 PM · $19.8412:35 PM · $19.7312:40 PM · $19.8212:45 PM · $19.8212:50 PM · $19.8212:55 PM · $19.881:00 PM · $19.841:05 PM · $19.831:10 PM · $19.841:15 PM · $19.861:20 PM · $19.821:25 PM · $19.841:30 PM · $19.841:35 PM · $19.831:40 PM · $19.821:45 PM · $19.801:50 PM · $19.861:55 PM · $19.912:00 PM · $19.962:05 PM · $19.952:10 PM · $19.902:15 PM · $19.932:20 PM · $19.952:25 PM · $19.982:30 PM · $20.012:35 PM · $20.072:40 PM · $20.032:45 PM · $20.132:50 PM · $20.172:55 PM · $20.143:00 PM · $20.013:05 PM · $20.023:10 PM · $20.083:15 PM · $20.143:20 PM · $20.183:25 PM · $20.123:30 PM · $20.143:35 PM · $20.163:40 PM · $20.153:45 PM · $20.253:50 PM · $20.413:55 PM · $20.414:00 PM · $20.454:05 PM · $20.414:10 PM · $20.454:15 PM · $20.364:20 PM · $20.404:25 PM · $20.404:30 PM · $20.364:35 PM · $20.374:40 PM · $20.454:45 PM · $20.404:50 PM · $20.465:05 PM · $20.425:15 PM · $20.455:20 PM · $20.465:25 PM · $20.425:30 PM · $20.445:45 PM · $20.435:50 PM · $20.435:55 PM · $20.426:00 PM · $20.416:10 PM · $20.396:15 PM · $20.486:20 PM · $20.496:25 PM · $20.416:35 PM · $20.466:40 PM · $20.486:50 PM · $20.497:00 PM · $20.467:05 PM · $20.427:10 PM · $20.477:15 PM · $20.497:20 PM · $20.457:35 PM · $20.477:40 PM · $20.487:45 PM · $20.417:50 PM · $20.49
AI sentiment, last 36h · averaged over 3 stories · 42/100 bearish
AI sentiment 42/100 (bearish)0 · bearish50bullish · 100

The headlines behind the move

Story flow · 3 stories on the wire, last 36h · hover or tap a dot for the headline
36h ago24h ago12h agopublishSEC 8-K · sentiment 50 · Upstart Holdings, Inc. (UPST) files 8-KSEC 8-K · 50Upstart Holdings, Inc. (UPST) files 8-KTipRanks · sentiment 42 · Upstart Chief Accounting Officer Announces November ResignationTipRanks · 42Upstart Chief Accounting Officer Announces November Resignation24/7 Wall St. · sentiment 34 · Upstart Sinks 11% as Hot Inflation Report Hits Fintech Lenders; SoFi Falls 4%, Affirm Slides 3%24/7 Wall St. · 34Upstart Sinks 11% as Hot Inflation Report Hits Fintech Lenders; SoFi Falls 4%, Affirm Sli…
3d ago24/7 Wall St.BEARISH 34Macro

Upstart Sinks 11% as Hot Inflation Report Hits Fintech Lenders; SoFi Falls 4%, Affirm Slides 3%

A hot inflation report is rattling fintech lenders, and the most rate-sensitive name in the group is falling the furthest. Upstart Holdings (NASDAQ:UPST) stock is at $19.87, down 11% in afternoon trading. The AI lending platform closed the prior session at $22.25, and the slide adds to the pressure that followed its third-quarter report. The […]

4d agoTipRanksBEARISH 42General

Upstart Chief Accounting Officer Announces November Resignation

Upstart Holdings ( ($UPST) ) has provided an update. On November 3, 2026, Natalia Mirgorodskaya informed Upstart Holdings, Inc. that she intended to resign as chief...

4d agoSEC 8-KNEUTRAL 50General

Upstart Holdings, Inc. (UPST) files 8-K

Filed: 2026-11-09 AccNo: 0001647639-26-000086 Size: 139 KB Item 5.02: Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers: Compensatory Arrangements of Certain Officers

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More on UPST: full news and sentiment history. Sentiment scores are AI-derived research signals, not financial advice.

Earlier UPST move explainers: 2026-11-10 · 2026-08-20