TOP TIERMARKET NEWSWIRE
Movers explained · 2026-09-29

Archived explainer. For the current picture see today's FICO page.

Why Is FAIR ISAAC CORP (FICO) Stock Down Today?

By the Top Tier Newswire AI Desk · September 29, 2026 at 10:54 AM ET · reviewed against 12 wire stories

FAIR ISAAC CORP (FICO) is down -26.42% in the latest session. Our newswire has captured 12 stories on FICO across 7 sources in the last 36 hours, with AI sentiment reading bearish (avg 38/100).

Public view, delayed 4h. Every headline, price and sentiment read below — and this write-up itself — reaches Pro subscribers live. Public readers see it once it clears the delay.

FICO stock is down 26.42% at $618.75 as of the latest trade. The sharp decline is attributed to a shift in mortgage pricing practices by Fannie Mae and Freddie Mac. The Federal Housing Finance Agency announced that Fannie and Freddie will move to a single pricing grid for mortgage lending, incorporating VantageScore alongside FICO Classic. This change reduces FICO’s monopoly in the mortgage pricing market and has triggered a significant sell-off in the stock.

What Happened

The stock opened with a 13.0% gap down at $731.94, continuing to fall throughout the session. By mid-morning, it had dropped to $616.53, its lowest level of the session. The move follows a public statement by Bill Pulte on X, who announced that Fannie and Freddie are streamlining mortgage pricing to simplify the process for lenders and consumers. This shift is expected to dilute FICO’s market dominance and pricing influence. Goldman Sachs also lowered its price target for FICO to $1,322 from $1,548, reflecting the new competitive landscape. The stock is trading at a 52-week low of $616.53, well below its 52-week high of $1,998.01.

What The Data Shows

FICO’s intraday session has seen a volume of 1.5 million shares, which is 4.2 times the 3-month daily average. The stock has lost 12.9% over the past eight sessions, from $964.14 to $839.45. On the fundamentals, the company has a market cap of $18.6 billion, a P/E ratio of 24.4, and a net margin of 34.1%. Recent insider activity includes a sale by director Manolis Eva on July 29. Congressional trades show recent activity by Donald J. Trump, with multiple small purchases and sales disclosed over the last two months.

What To Watch

No upcoming earnings date is provided, but investors should monitor coverage breadth for further analyst reactions to the new pricing framework. The stock’s volatility and regulatory developments may continue to shape its near-term trajectory.

AI-assisted analysis composed exclusively from headlines and data on the Top Tier newswire. Public view is delayed 4 hours from real time. Not financial advice.

FICO by the numbers

Last: $618.75Session: -26.42%7 sessions: -35.43%Coverage: 12 stories / 7 sourcesAI sentiment: 38/100 (bearish)Mkt cap: $18.6BP/E: 24.452w: $832.00 to $1998.01
FICO · today's session (5-min) · -27.24% vs prior close · updated 3:53 PM ET
$582$719$856prev close $840.89$611.797:00 AM9:12 AM11:25 AM1:37 PM3:50 PM7:00 AM · $719.007:05 AM · $707.947:10 AM · $698.667:15 AM · $690.257:20 AM · $691.007:25 AM · $691.997:30 AM · $687.007:35 AM · $695.007:40 AM · $700.007:45 AM · $699.807:50 AM · $698.677:55 AM · $699.888:00 AM · $687.018:05 AM · $681.948:10 AM · $674.008:15 AM · $667.698:20 AM · $657.068:25 AM · $656.528:30 AM · $658.528:35 AM · $653.008:40 AM · $660.258:45 AM · $664.108:50 AM · $669.308:55 AM · $671.949:00 AM · $672.209:05 AM · $669.009:10 AM · $672.159:15 AM · $672.009:20 AM · $669.999:25 AM · $672.009:30 AM · $668.679:35 AM · $673.209:40 AM · $670.669:45 AM · $666.429:50 AM · $661.969:55 AM · $658.3610:00 AM · $655.1010:05 AM · $654.6410:10 AM · $655.1010:15 AM · $645.6410:20 AM · $642.0010:25 AM · $636.1710:30 AM · $634.1910:35 AM · $631.5610:40 AM · $630.1210:45 AM · $620.0010:50 AM · $612.3910:55 AM · $613.8611:00 AM · $618.0011:05 AM · $615.9311:10 AM · $605.9611:15 AM · $609.0011:20 AM · $602.0211:25 AM · $596.3911:30 AM · $604.0411:35 AM · $609.5711:40 AM · $607.1811:45 AM · $611.3311:50 AM · $614.2311:55 AM · $615.9512:00 PM · $617.4912:05 PM · $623.4312:10 PM · $620.4112:15 PM · $618.9512:20 PM · $618.8412:25 PM · $619.3212:30 PM · $613.9912:35 PM · $611.0112:40 PM · $607.0112:45 PM · $610.8312:50 PM · $609.6112:55 PM · $612.941:00 PM · $613.321:05 PM · $615.501:10 PM · $616.351:15 PM · $618.481:20 PM · $623.451:25 PM · $625.541:30 PM · $628.311:35 PM · $621.541:40 PM · $614.861:45 PM · $613.501:50 PM · $617.581:55 PM · $616.152:00 PM · $614.322:05 PM · $613.712:10 PM · $616.802:15 PM · $615.352:20 PM · $614.702:25 PM · $612.412:30 PM · $615.832:35 PM · $624.502:40 PM · $617.542:45 PM · $617.232:50 PM · $616.372:55 PM · $616.643:00 PM · $616.293:05 PM · $615.293:10 PM · $614.163:15 PM · $615.793:20 PM · $608.863:25 PM · $607.503:30 PM · $607.923:35 PM · $613.363:40 PM · $615.223:45 PM · $613.763:50 PM · $611.79
AI sentiment, last 36h · averaged over 12 stories · 38/100 bearish
AI sentiment 38/100 (bearish)0 · bearish50bullish · 100

The headlines behind the move

Story flow · 8 stories on the wire, last 36h · hover or tap a dot for the headline
36h ago24h ago12h agopublishThe Fly · sentiment 38 · FICO price target lowered to $1,322 from $1,548 at Goldman SachsThe Fly · 38FICO price target lowered to $1,322 from $1,548 at Goldman SachsBarron's · sentiment 32 · Fair Isaac Stock Tumbles as FHFA’s Pulte Moves to Simplify Mortgage PricingBarron's · 32Fair Isaac Stock Tumbles as FHFA’s Pulte Moves to Simplify Mortgage PricingSeeking Alpha · sentiment 38 · At a glance: stocks gapping down premarketSeeking Alpha · 38At a glance: stocks gapping down premarketBarron's · sentiment 48 · S&P 500 Futures Rise in Premarket Trading; Fair Isaac, Loar Holdings LagBarron's · 48S&P 500 Futures Rise in Premarket Trading; Fair Isaac, Loar Holdings LagCNBC · sentiment 50 · Stocks making the biggest moves premarket: Fair Isaac, SpaceX, AMD & moreCNBC · 50Stocks making the biggest moves premarket: Fair Isaac, SpaceX, AMD & moreInvestors.com · sentiment 32 · Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage PricingInvestors.com · 32Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage PricingThe Fly · sentiment 34 · FICO falls -21.7%The Fly · 34FICO falls -21.7%TipRanks · sentiment 28 · Fair Isaac Stock (FICO) Is Down 25% Today – Here’s WhyTipRanks · 28Fair Isaac Stock (FICO) Is Down 25% Today – Here’s Why
5h agoTipRanksBEARISH 28General

Fair Isaac Stock (FICO) Is Down 25% Today – Here’s Why

Credit-scoring company Fair Isaac ($FICO) plunged by about 25% at the time of writing due to a major change in how Fannie Mae ($FNMA) and Freddie Mac ($FMCC) price ...

5h agoThe FlyBEARISH 34Earnings

FICO falls -21.7%

7h agoInvestors.comBEARISH 32General

Fair Isaac Tanks After Government Snaps FICO Score Monopoly For Mortgage Pricing

8h agoCNBCNEUTRAL 50General

Stocks making the biggest moves premarket: Fair Isaac, SpaceX, AMD & more

These are the stocks posting the largest moves premarket.

8h agoBarron'sNEUTRAL 48General

S&P 500 Futures Rise in Premarket Trading; Fair Isaac, Loar Holdings Lag

8h agoSeeking AlphaBEARISH 38General

At a glance: stocks gapping down premarket

Track Tuesday’s premarket gap-down stocks—FICO, ENHA, NYXH—as futures turn mixed ahead of key economic data after tech weakness.

8h agoBarron'sBEARISH 32General

Fair Isaac Stock Tumbles as FHFA’s Pulte Moves to Simplify Mortgage Pricing

8h agoThe FlyBEARISH 38Analyst

FICO price target lowered to $1,322 from $1,548 at Goldman Sachs

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More on FICO: full news and sentiment history. Sentiment scores are AI-derived research signals, not financial advice.

Earlier FICO move explainers: 2026-09-29 · 2026-09-09 · 2026-09-08 · 2026-09-04