TOP TIERMARKET NEWSWIRE
Movers explained · October 28, 2026

Why Is SOFI TECHNOLOGIES IN (SOFI) Stock Moving Today?

By the Top Tier Newswire AI Desk · October 28, 2026 at 12:16 AM ET · reviewed against 71 wire stories

SOFI TECHNOLOGIES IN (SOFI) is drawing unusual attention today. Our newswire has captured 71 stories on SOFI across 21 sources in the last 36 hours, with AI sentiment reading bullish (avg 67/100).

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SOFI Technologies shares surged 13.42% to close at $16.40 on Tuesday, driven by a strong third-quarter earnings report. The fintech lender posted record revenue and membership growth, prompting management to raise its 2026 guidance and provide a bold 2027 outlook.

What Happened

The company reported third-quarter revenue of $1.4 billion, exceeding the estimated $1.25 billion, while adjusted earnings per share came in at $0.18 against an estimate of $0.16. Revenue grew 44% year over year, and adjusted EBITDA surged 70% to $469.8 million. CEO Anthony Noto and Chief Financial Officer Chris Lapointe highlighted durable margins and accelerating loan demand during the earnings call.

Management raised its full-year 2026 outlook and projected $6.4 billion in adjusted net revenue and $0.90 in adjusted EPS for 2027. The company noted that membership surpassed 17 million, with member growth reaching 35%. This expansion signals a durable business model without the need for a new capital raise.

What The Data Shows

The stock printed 24 fresh 52-week highs and one fresh 52-week low on October 27, 2026. Over the last eight sessions, the stock moved up 9.9%, rising from $14.92 to $16.40. The company has a market capitalization of $18.9 billion and a P/E ratio of 30.5, with trailing twelve-month revenue growth of 40.9%.

Unusual options activity included 11 notable prints in the last 36 hours, with call premium of $4.7 million versus put premium of $2.0 million. The largest single print was $1.8 million. Insider filings show zero buys and four sells totaling $853,000 in the last 90 days, with the most recent sale on October 22, 2026.

What To Watch

Investors will monitor the company's ability to sustain its 2027 revenue target of $6.4 billion. The stock's high beta of 2.33 suggests continued volatility as it trades within its 52-week range of $13.86 to $32.73.

AI-assisted analysis composed exclusively from headlines and data on the Top Tier newswire. Public view is delayed 4 hours from real time. Not financial advice.

SOFI by the numbers

7 sessions: +9.88%Coverage: 71 stories / 21 sourcesAI sentiment: 67/100 (bullish)Mkt cap: $18.9BP/E: 30.552w: $13.86 to $32.73
SOFI · today's session (5-min) · +3.26% vs prior close · updated 12:57 PM ET
$16.26$16.73$17.19prev close $16.40$16.937:00 AM8:28 AM9:57 AM11:26 AM12:55 PM7:00 AM · $16.557:05 AM · $16.527:10 AM · $16.547:15 AM · $16.527:20 AM · $16.537:25 AM · $16.487:30 AM · $16.497:35 AM · $16.487:40 AM · $16.467:45 AM · $16.477:50 AM · $16.487:55 AM · $16.468:00 AM · $16.448:05 AM · $16.468:10 AM · $16.428:15 AM · $16.418:20 AM · $16.438:25 AM · $16.418:30 AM · $16.478:35 AM · $16.458:40 AM · $16.428:45 AM · $16.448:50 AM · $16.448:55 AM · $16.409:00 AM · $16.419:05 AM · $16.449:10 AM · $16.439:15 AM · $16.419:20 AM · $16.319:25 AM · $16.559:30 AM · $16.899:35 AM · $17.099:40 AM · $17.149:45 AM · $17.009:50 AM · $17.079:55 AM · $17.0410:00 AM · $16.9910:05 AM · $16.9610:10 AM · $16.9810:15 AM · $17.0410:20 AM · $16.8910:25 AM · $16.8610:30 AM · $16.8810:35 AM · $16.9210:40 AM · $16.9310:45 AM · $16.8710:50 AM · $16.8510:55 AM · $16.7311:00 AM · $16.7711:05 AM · $16.8011:10 AM · $16.8311:15 AM · $16.8211:20 AM · $16.8611:25 AM · $16.8611:30 AM · $16.8811:35 AM · $16.8511:40 AM · $16.8611:45 AM · $16.8711:50 AM · $16.8811:55 AM · $16.9012:00 PM · $16.8912:05 PM · $16.8612:10 PM · $16.8912:15 PM · $16.8812:20 PM · $16.8312:25 PM · $16.8612:30 PM · $16.8212:35 PM · $16.8212:40 PM · $16.8212:45 PM · $16.8512:50 PM · $16.9812:55 PM · $16.93
AI sentiment, last 36h · averaged over 71 stories · 67/100 bullish
AI sentiment 67/100 (bullish)0 · bearish50bullish · 100

The headlines behind the move

Story flow · 10 stories on the wire, last 36h · hover or tap a dot for the headline
36h ago24h ago12h agonowInvesting.com Analyst Ratings · sentiment 63 · StoneX raises SoFi stock price target to $27 on earnings outlookInvesting.com Analyst Ratings · 63StoneX raises SoFi stock price target to $27 on earnings outlookInvesting.com Analyst Ratings · sentiment 64 · Scotiabank raises SoFi stock price target to $26 on strong resultsInvesting.com Analyst Ratings · 64Scotiabank raises SoFi stock price target to $26 on strong resultsSeeking Alpha · sentiment 74 · SoFi's Q3 Smashes Bear Arguments (Earnings Review)Seeking Alpha · 74SoFi's Q3 Smashes Bear Arguments (Earnings Review)The Fly · sentiment 63 · SoFi Technologies price target raised to $18 from $17.50 at TD CowenThe Fly · 63SoFi Technologies price target raised to $18 from $17.50 at TD CowenThe Fly · sentiment 63 · SoFi Technologies price target raised to $22 from $20 at Monness CrespiThe Fly · 63SoFi Technologies price target raised to $22 from $20 at Monness CrespiGuruFocus · sentiment 61 · SOFI Maintains Equal-Weight by Wells Fargo -- Price Target Raised to $18.00GuruFocus · 61SOFI Maintains Equal-Weight by Wells Fargo -- Price Target Raised to $18.00The Fly · sentiment 63 · SoFi Technologies price target raised to $26 from $25 at ScotiabankThe Fly · 63SoFi Technologies price target raised to $26 from $25 at ScotiabankBarron's · sentiment 74 · SoFi’s Blockbuster Quarter Rekindles the Bull Case for the StockBarron's · 74SoFi’s Blockbuster Quarter Rekindles the Bull Case for the StockGuruFocus · sentiment 63 · SOFI Maintains Rating by StoneX -- Price Target Raised to $27.00GuruFocus · 63SOFI Maintains Rating by StoneX -- Price Target Raised to $27.00The Motley Fool · sentiment 64 · 2 Fintech Stocks to Buy While Their Customer Numbers Keep ClimbingThe Motley Fool · 642 Fintech Stocks to Buy While Their Customer Numbers Keep Climbing
1h agoThe Motley FoolBULLISH 64Analyst

2 Fintech Stocks to Buy While Their Customer Numbers Keep Climbing

SoFi and Robinhood both look undervalued relative to their growth potential.

1h agoGuruFocusBULLISH 63Analyst

SOFI Maintains Rating by StoneX -- Price Target Raised to $27.00

2h agoBarron'sBULLISH 74Earnings

SoFi’s Blockbuster Quarter Rekindles the Bull Case for the Stock

2h agoThe FlyBULLISH 63Analyst

SoFi Technologies price target raised to $26 from $25 at Scotiabank

3h agoGuruFocusBULLISH 61Analyst

SOFI Maintains Equal-Weight by Wells Fargo -- Price Target Raised to $18.00

3h agoThe FlyBULLISH 63Analyst

SoFi Technologies price target raised to $22 from $20 at Monness Crespi

4h agoThe FlyBULLISH 63Analyst

SoFi Technologies price target raised to $18 from $17.50 at TD Cowen

4h agoSeeking AlphaBULLISH 74Earnings

SoFi's Q3 Smashes Bear Arguments (Earnings Review)

SoFi Technologies delivered strong Q3 results, beating consensus on revenue, EBITDA, and bottom line. Read why SOFI stock is a buy.

4h agoInvesting.com Analyst RatingsBULLISH 64Analyst

Scotiabank raises SoFi stock price target to $26 on strong results

Scotiabank raises SoFi stock price target to $26 on strong results

5h agoInvesting.com Analyst RatingsBULLISH 63Analyst

StoneX raises SoFi stock price target to $27 on earnings outlook

StoneX raises SoFi stock price target to $27 on earnings outlook

Frequently asked questions

Why is SOFI stock moving today?

SOFI TECHNOLOGIES IN (SOFI) is drawing unusual attention today. Our newswire has captured 71 stories on SOFI across 21 sources in the last 36 hours, with AI sentiment reading bullish (avg 67/100). The most recent driver: "2 Fintech Stocks to Buy While Their Customer Numbers Keep Climbing" (The Motley Fool).

Is SOFI a buy right now?

Top Tier Newswire does not give financial advice. Our AI sentiment across the last 36 hours of SOFI coverage reads 67/100 over 71 stories; treat it as a research signal and do your own diligence.

How fast does this page update?

The data sections refresh continuously as the newswire lands coverage; the written analysis is published once per trading day. Pro subscribers additionally get real-time push alerts, watchlists, and the full live terminal.

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More on SOFI: full news and sentiment history. Sentiment scores are AI-derived research signals, not financial advice.

Earlier SOFI move explainers: 2026-10-28 · 2026-10-27 · 2026-09-08 · 2026-09-04 · 2026-08-31 · 2026-08-28 · 2026-08-18 · 2026-08-17