8d agoInvesting.com Analyst RatingsBULLISH 63Analyst
TD Cowen raises Zions Bancorp price target on NII guidance concerns
TD Cowen raises Zions Bancorp price target on NII guidance concerns
Archived explainer. For the current picture see today's ZION page.
Why Is ZIONS BANCORP N A (ZION) Stock Down Today?
By the Top Tier Newswire AI Desk · July 21, 2026 at 9:47 AM ET · reviewed against 11 wire stories
ZIONS BANCORP N A (ZION) is down -5.33% in the latest session. Our newswire has captured 11 stories on ZION across 5 sources in the last 36 hours, with AI sentiment reading mixed (avg 53/100).
ZION stock fell 5.33% to $68.06 in morning trading on Tuesday as mixed analyst ratings and earnings details from the regional bank weighed on investor sentiment. The stock opened with a 4.3% gap down from the prior close and has traded in a wide range since. The Basis acquisition timeline and diverging analyst price targets have added to the uncertainty.
What Happened
Zions Bancorporation reported second quarter results that included a non-GAAP EPS of $1.74, which beat estimates by $0.17, and revenue of $1.14 billion, exceeding expectations by $263.48 million. However, the bank’s net interest income and margin fell short of analyst estimates, contributing to the stock’s decline. The company also outlined an adjusted PPNR target of $332 million for 2026, with expected operating leverage of 100-150 basis points, and provided a timeline for the Basis acquisition to close in the third quarter.
Analyst activity has been mixed. TD Cowen raised Zions’ price target citing concerns about net interest income guidance, while Stephens cut its price target due to a shortfall in NII. Baird also raised its price target to $75 but maintained a neutral stance. These conflicting signals have contributed to the stock’s volatility.
What The Data Shows
Intraday trading showed a wide range, with the stock peaking at $69.85 at the open and falling to a low of $67.10 before stabilizing near $68. Volume has been elevated at 0.6 million shares, or 0.4 times the 3-month average. The stock is currently trading within its 52-week range of $46.19 to $73.34. Recent insider transactions include a $263,000 sale by an executive on May 8. Retail traders on social media have highlighted the earnings beat but also noted the underperformance in NII.
What To Watch
The company’s full earnings call transcript and ongoing analyst coverage will be key to monitor. With the Basis acquisition expected to close in Q3, investors may look for further clarity on integration plans and financial impact in the coming quarters.
AI-assisted analysis composed exclusively from headlines and data on the Top Tier newswire. Not financial advice.
ZION by the numbers
Last: $68.06Session: -5.33%7 sessions: -2.28%Coverage: 11 stories / 5 sourcesAI sentiment: 53/100 (mixed)Mkt cap: $10.6BP/E: 11.252w: $46.19 to $73.34
The headlines behind the move
8d agoInvesting.com Analyst RatingsBEARISH 38Analyst
Stephens cuts Zions Bancorp stock price target on NII shortfall
Stephens cuts Zions Bancorp stock price target on NII shortfall
9d agoSeeking AlphaNEUTRAL 50Earnings
Zions Bancorporation, National Association 2026 Q2 - Results - Earnings Call Presentation
2026-07-21. The following slide deck was published by Zions Bancorporation, National Association in conjunction with their 2026 Q2 earnings call.
9d agoSeeking AlphaBULLISH 68Earnings
Zions Bancorporation Non-GAAP EPS of $1.74 beats by $0.17, revenue of $1.14B beats by $263.48M
Zions Bancorporation (ZION) Q2 press release: Non-GAAP EPS $1.74 beat by $0.17; revenue $1.14B (+36% YoY) beat estimates.
9d agoSeeking AlphaBULLISH 58Earnings
Zions targets $332M adjusted PPNR with 100-150 bps 2026 operating leverage as Basis deal nears Q3 close
Zions Bancorporation (ZION) Q2 2026 earnings call: EPS, NII/NIM outlook, deposit competition and Basis acquisition timing.
9d agoSeeking AlphaNEUTRAL 50Earnings
Zions Bancorporation, National Association (ZION) Q2 2026 Earnings Call Transcript
Zions Bancorporation, National Association (ZION) Q2 2026 Earnings Call July 20, 2026 5:30 PM EDTCompany ParticipantsDave RichesHarris Simmons - Chairman...
9d agoSeeking AlphaBEARISH 34Earnings
Zions' Q2 net interest income, margin fall short of expectations, shares down 2%
Zions Bancorporation (ZION) was trading lower after the regional bank reported Q2 net interest income and margin below consensus analyst estimates.
9d agoStockTitanBULLISH 56Earnings
Zions Bancorporation, National Association Reports Second Quarter Financial Results | ZION Stock News
Customer-related noninterest income increased 11% from a year earlier, while annualized linked-quarter loan growth was 8%; Zions will discuss results July 20.
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More on ZION: full news and sentiment history. Sentiment scores are AI-derived research signals, not financial advice.
Earlier ZION move explainers: 2026-07-21